Pen Pal Harry Kunelis DDS: a former dentist turned business tech developer, is the founder of HK®. Harry is a member of the American Academy of Craniofacial Pain. A licensed dentist in the State of Illinois. And a State of Illinois licensed Managing Real Estate Broker.
Insulin carries glucose to cells. After you eat food, the pancreas will send insulin into the blood to grab glucose and escort the glucose into cells. If you don’t eat food, then there’s no insulin kick. And when you don’t eat for long periods, blood sugar can get too low. This is when the cortisol (adrenalin!) hormone steps in—to balance blood sugar.
It officially went into effect October 3, 2015. The Dodd-Frank mandated (CFPB directed) residential real estate closing regulation (known as the “TRID Rule”). If you’re participating in a residential real estate transaction in America, then these closing rules shall apply.
It’s worth repeating. These rules (timelines!) apply to any home purchase:
If you’re using bank financing to buy any property, then you’re using a type of drug. As you know, some drugs can be therapeutic. While other drugs can kill you. It doesn’t matter what type of property you buy. Whether you’re buying a single family home, apartment or commercial property, these principles are as relevant as the laws of gravity.
If you’re buying any property—whether as a personal residence or investment—then you must know how to value real estate investment and property accurately. In a nutshell, there are three ways. And a little-known fourth way that shall help you detect residential real estate market bubbles. This killer infographic summarizes everything you’ll ever need to know on how to value real estate.
If you’re a first-time home buyer, investor, relocating or retiring—and ready to buy a condo in downtown Chicago—then these 7 market insights will help you avoid costly pricing mistakes. Follow this info-graphic along as it lands you safely on your feet among the street-level metrics.
It just started. Despite what numerous pundits previously alleged regarding a Chicago real estate recovery, it has only now started. If you’re interested in buying property—or investment in general—then you don’t want to miss this next wealth phase in Chicago real estate.
This month, our insider technical analysis trigger (shaded green areas) secretly alerted us to the start of the next Chicago real estate wealth cycle. Heeding the guiding principles in this simple chart remains especially important if you’re buying property using debt financing.